I just got a call from my card company...someone tried to charge many thousand which was declined (of course, lol), and then they tried $8.50 which went through.
My card company froze the card and called me and we went through the charges. Minimal inconvenience- I need a new card so can't use this one for a few days.
I haven't been to JA for nearly two years so JA has nothing to do with it. I think it was either Chipotle or the gas station I went to last night, personally. But that's my CC company's problem, not mine. (Which is why i love to use a credit card especially over a debit card!)
Since I'm such an advocate for using credit cards on vacation in JA (I call mine to tell them when I'll be there) I am thinking through what I'd have done if in JA right now.
I'd need a backup, like a debit card to get cash or second credit card account or trav checks.
...and that's it. Fraud detected immediately (fraudulent charges were attempted this morning), company froze card, we spoke and a new card is on the way. To me still beats the heck out of wondering how I lost all my cash....