02-28-2016, 11:27 AM
Here in Canada we are required to purchase insurance on any vehicle used on public roadways. It varies from province to province, but at a minimum we must have 3rd party liability to cover damages to another persons property, even our ATV's must have this in case we hit something or someone. If someone is not insured due to impairment or disqualified from driving we have insurance coverage for the injured but not the vehicle. Does Jamaica have similar insurance? Reason I ask is there have been some bad bike accidents lately and i was wondering if people are covered for medical costs and income replacement / rehab. / phisio. ect.? While we were there this year we got to know our plummer as he repaired our cabin. We chatted, had a beer together, he told us he has 5 children, we passed along some toys and sweets for the kids. Well about 5 days later we heard that Patrick the plummer was killed in a road accident involving 2 motorcycles that each carried 2 people. 3 of the 4 died and the 4 th a woman broke her leg. All our neighbours and the staff were shocked as we were. So I wonder if insurance is there for the victims family? What about the surviving person do they get disability benefits? Will the man from Ottawa who was killed by a bike while walking with his wife receive compensation to his heirs? Just curious...